There are so many options for car insurance in this day and age. It is important to choose a car insurance policy that also has the right personal injury protection (PIP). After a car accident, PIP insurance covers your medical expenses. It does not cover any damage that is done to your vehicle.
Who Needs PIP Insurance?
Legislations regarding PIP insurance vary from state to state. Some states have made PIP insurance mandatory. In New York State, PIP insurance is a requirement.
How Much PIP Is Needed?
This can be determined by looking at your healthcare plan. If your current healthcare plan does not cover injuries sustained by car accidents, it is a good idea to have a high PIP coverage limit. After all, it’s better to be safe than sorry.
How Is It Different From Bodily Injury Liability?
It is also important to note that PIP insurance is different from Bodily Injury Liability. PIP covers your medical expenses tied to the accident. Other the other hand, Bodily Injury Liability holds you legally accountable for hurting and also includes legal defense costs.
Have you been injured in a car accident? To protect your rights and to help you secure the kind of compensation that your injuries actually warrant, turn to the experienced personal injury lawyers of Levine and Wiss. We are dedicated to helping our clients secure the maximum compensation. Call toll free at 1.888.GOT.HURT (468-4878) or simply contact us online to schedule a free initial consultation. Our representation is offered on a contingent fee basis. We only collect attorneys fees if we secure compensation for you.
Web Source: http://blogs.findlaw.com/injured/2013/12/how-does-pip-insurance-work-5-common-questions.html